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My shoulder straps are attached to the rear seat belt mouting points, crossing over each other on the way). The lap straps attach to the front belt lower mounting points. I only have 4 point belts (so far).
David
That's how I'd do it, unless you have a harness bar on your cage? (I'm assuming that you have a cage if you're going for 5-points)
I think Lewis posted a diagram ages ago with the various maximum angles for harness straps? Basically the shoulder straps should be as close to horizontal as possible...