The Triumph Dolomite Club - Discussion Forum

The Number One Club for owners of Triumph's range of small saloons from the 1960s and 1970s.
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PostPosted: Fri Mar 02, 2012 10:12 pm 
I'm 21 :)


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PostPosted: Fri Mar 02, 2012 10:29 pm 
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I'm 21 :)
Hello there Image

That's pretty good then, especially as FJ have said in the Courier (I think anyway) that they won't quote to under 25s :)

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PostPosted: Sun Mar 04, 2012 12:04 pm 
I was an existing customer, so maybe that's why...


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PostPosted: Tue Mar 06, 2012 8:32 pm 
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Does anyone know if it makes a difference if the car will be used as a second (4th?!) car when getting insurance for under-21's?

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1939 Ford-Monkspath Special
1977 Triumph Dolomite 1850HL Auto
1983 Austin Mini Twincam
1984 Austin Metro City X


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PostPosted: Thu Mar 08, 2012 6:56 pm 
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I got a quote from Adrian Flux based on 1500 miles a year, always garaged and as a second car only. I also had my dad on the policy and it came to £1060. :(

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1939 Ford-Monkspath Special
1977 Triumph Dolomite 1850HL Auto
1983 Austin Mini Twincam
1984 Austin Metro City X


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PostPosted: Fri Mar 09, 2012 6:44 pm 
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Adrian Flux have always quoted me well above what FJ have so that quote doesn't suprise me. What does suprise me is people getting quotes from Lancaster who wouldn't quote for me even two years back!

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current stable
1967 DAF 44 type 1 (Sophie)
1974 Triumph Spitfire mkiv
1997 land Rover Discovery 300TDI Auto
1999 Mitsubishi L200 [Runs nicely]

Currently breaking 1967 1300 FWD PM me if you needs parts most still available.


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PostPosted: Sat Mar 10, 2012 2:28 am 
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Location: Old Basing, Hants.
One of the few times where an internet quote is > than a phone quote.
Or, in monetary terms < than.

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1978 Sandglow Dolomite 1850HL The Lolomite - MOT pass! (broken again in 55 miles though...)
It's 106 miles to Chicago, we've got a full tank of gas, half a pack of cigarettes, it's dark, and we're wearing sunglasses.
Hit it.
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PostPosted: Tue Mar 13, 2012 4:58 pm 
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It's been over 3 years since I was under 25 but from 19-24 I'd been insured on some pretty non-toyota-yaris type cars for next to nothing.

Fiero, Capri Turbo, Trans Am, Capri 2.8i, Starion, Mustang, Ford explorer etc. etc. All with Adrian Flux.
A lot of people seem to have no luck with them but if you push them, they just keep bringing the price down and frankly they've insured me for everything I've asked for.

I've never paid more than £1300 for car insurance.


Otherwise, wait until you're over 25 and you can insure your Sprint for £90 a year with SureTerm.
It's great.


My point is, find one that will insure you and keep pushing them until the price is reasonable. They nearly always WILL budge.

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79 Dolomite Sprint - Liking it.
79 Trans Am - Warming Britain up 6.6 Litres at a time (no need to thank me).
79 Rusty triumph doors in my garage.


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PostPosted: Wed Apr 04, 2012 3:42 pm 
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Just had my insurance renewal through and footman James will no longer insure me full stop. It is a tad annoying as ive never had an accident or made a claim so have now got to start again as we all know that classic car policys dont earn you a no claims discount.

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current stable
1967 DAF 44 type 1 (Sophie)
1974 Triumph Spitfire mkiv
1997 land Rover Discovery 300TDI Auto
1999 Mitsubishi L200 [Runs nicely]

Currently breaking 1967 1300 FWD PM me if you needs parts most still available.


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PostPosted: Wed Apr 04, 2012 5:17 pm 
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Joined: Fri Sep 12, 2008 9:21 am
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Location: Northumberland
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.....classic car policies don't earn you a no claims discount.
:?

The type of policy that you'd have if you insured a classic as a second (or third, fourth, etc) car don't, no, but if the car is your only car, then Adrian Flux among others offer agreed valuations on old cars on policies that do accrue and take into account NCD.
Last policy I had on the Dolomite as an only car was with Peter James, no mileage limit, NCD taken into account & ongoing and agreed valuation all set in stone. It's probably not advisable to run an only car on a policy that assumes it works part time. My last policy where the old car was the only car cost £80ish for the unlimited mileage and, strangely enough, wouldn't have cost any less for 3000 miles. I realise that younger folk will pay more, but to give an idea of proportion, the daily modern now costs a shade under £117 p/a so old cars are still cheaper to insure even if you shop for mainstream insurance and that needn't mean that you'd lose the option to agree the value.

I appreciate that this may not solve the issue of classic policies' availability for younger drivers, but as long as you provide an agreed valuation and get that accepted in writing, then why restrict yourself to using a car only as an occasional plaything? :)

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Going to war without France is like going deer hunting without an accordion. All you do is leave behind a lot of noisy baggage.


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PostPosted: Fri Jun 08, 2012 11:41 pm 
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Ive just been quoted £1000 for insurance on my dolomite 1300 (RWD) which isnt too bad seeing as im 18, i wish they'd take into account my NCB though, all that careful driving for nothing :P


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PostPosted: Sat Jun 09, 2012 4:32 am 
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My FJ renewal's gone up £500 from last year, so sod driving!

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PostPosted: Sat Jun 09, 2012 11:33 am 
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Joined: Fri Sep 12, 2008 9:21 am
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Ive just been quoted £1000 for insurance on my dolomite 1300 (RWD) which isnt too bad seeing as im 18, i wish they'd take into account my NCB though, all that careful driving for nothing :P
If they don't, then chances are you have one of those "cherished car" policies which means that they're assuming that the car is a second or otherwise not your only means of transport, best check that in case you ever need to claim. :wink:

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Going to war without France is like going deer hunting without an accordion. All you do is leave behind a lot of noisy baggage.


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PostPosted: Sat Jun 09, 2012 10:52 pm 
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Joined: Wed Jan 23, 2008 5:19 am
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Location: Old Basing, Hants.
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My FJ renewal's gone up £500 from last year, so sod driving!
Is that a renewal they've sent you? I'd be amazed if it was the same on a new quote...
Hooray for old(er) age!

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1978 Sandglow Dolomite 1850HL The Lolomite - MOT pass! (broken again in 55 miles though...)
It's 106 miles to Chicago, we've got a full tank of gas, half a pack of cigarettes, it's dark, and we're wearing sunglasses.
Hit it.
Image


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PostPosted: Sat Jun 09, 2012 11:52 pm 
I'm with sureterm, and my 1300fwd is £85 fully comp. I am 26 to be fair, but even when I was 24/25 I still had VERY cheap insurance with Lancaster and Sureterm. I have always had points for speeding and zero no claims bonus.


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