The Triumph Dolomite Club - Discussion Forum

Just wondered what everybody's opinion was on whether to have lay up insurance or not.

My car is currently un-driveable and in a secure garage.

I have it insured for fire and theft at the moment and it still coming in at £62. I know it's not much if something were to happen, but the likelihood of something is small I think.

Just thought I would canvas opinions.

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Triumph Dolomite Club Spares Officer
Track day Sprint for track fun....
1500TC for summer time daily use...
Skoda Superb 4x4 for everyday use...

You can get laid-up cover for your classic. As with any other type of insurance, it is wise to shop around for a few quotes. It goes without saying that the car should be properly insured once it is on the road (this includes going to and from the MoT). I pay less than a ton for fully comp so I just keep the policy in place then I can just jump in the car whenever I feel the need to.

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Toledo Man

West Yorkshire Area Organiser & forum moderator
Meetings take place on the first Wednesday of the month at 8.00pm at The Old Brickworks, Wakefield Road, Drighlington, Bradford, BD11 1EA

1972 Dolomite 1850 auto (NYE 751L - Now for sale)
2003 Volvo XC90 D5 SE (PX53 OVZ - The daily driver)
2009 Mercedes-Benz W204 C200 CDI Sport (BJ58 NCV - The 2nd car)
1991 Toyota Celica GT (J481 ONB - another project car)
Former stable of SAY 414M (1974 Toledo), GRH 244D (1966 1300fwd), CDB 324L (1973 1500fwd), GGN 573J (1971 1500fwd), DCP 625S (1977 Dolomite 1300) & LCG 367N (1975 Dolomite Sprint) plus 5 Acclaims and that's just the Triumphs!

Check my blog at http://triumphtoledo.blogspot.com
My YouTube Channel with a bit of Dolomite content.

"There is only one way to avoid criticsm: Do nothing, say nothing and BE nothing." Aristotle

I have always had the Jensen on an agreed value laid up policy when it has not been properly insured, used to £40 but had gone up to £70 when I put it back to full insurance last year.
I guess it depends on what you think the risk is and how much value you put on the car. Mine also covered accidental damage.