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dolomite insurance valuation
Posted: Thu Aug 25, 2022 10:31 am
by cliftyhanger
I am on the home straight with my dolly 1850. I have done all the welding, and sprayed it in 2k Brooklands. Twice. (first paint was odd, it wouldn't shine) and now flatting with 2000 grit, and then a polish with G3. It all takes a toll....
So the body is excellent, paint won't be concours, but the bits I have done are very nice.
Anyway, I need to get an idea of what it should be insured for. I had a look at the TSSC guide. Which disapointingly reckons 4.5-6.5k, way less than 14.5-25k for a sprint.
Is that really correct? I would have thought an 1850 would be at least half the value of a sprint?
Or how much are very good 1850s changing hands for?
Any guidance would be much appreciated.
Re: dolomite insurance valuation
Posted: Thu Aug 25, 2022 10:52 am
by xvivalve
Send Andy some photographs...
https://forum.triumphdolomite.co.uk/vie ... =31&t=1663
Asking the TSSC about Dolomites is a bit like asking your GP about brain surgery; they'll know of its existence, but beyond that not a lot of help!
A good 1850 is quite a rare model these days in my observation.
Re: dolomite insurance valuation
Posted: Thu Aug 25, 2022 6:52 pm
by Jackinthebox
This is a very interesting topic. In my many years of experience of owning and insuring classic cars I have had membership of a good few owners clubs. I have to say that in general clubs tend to undervalue cars. I have just taken out Agreed Value Insurance for my 1500HL agreed at £12.5K. The car is totally original, never painted and covered 38K miles. Not sure if this helps.

Re: dolomite insurance valuation
Posted: Fri Aug 26, 2022 10:48 am
by cliftyhanger
xvivalve wrote: ↑Thu Aug 25, 2022 10:52 am
Send Andy some photographs...
https://forum.triumphdolomite.co.uk/vie ... =31&t=1663
Asking the TSSC about Dolomites is a bit like asking your GP about brain surgery; they'll know of its existence, but beyond that not a lot of help!
A good 1850 is quite a rare model these days in my observation.
They seem about right on sprints. But I guess the 1850 is a real underdog these days, with the small engined cars being increasingly popular.
Car needs to be properly polished so it shines, and interior refitting. So will sort some pictures then. I probably should have taken pictures of the new panels being fitted, so show that all the rust and previous fillerwork had been cut out.
Really looking forward to getting it on the road, but suddenly life stuff (like spit prep for the 10CR and a VERY busy time with work) are getting in the way.
Re: dolomite insurance valuation
Posted: Mon Sep 05, 2022 9:54 pm
by B8WLY
Dear All.
I was recently reading this thread and others regarding how insurers value our cars if the worst happens.
I had the club value my car recently and it really opened my eyes.
I then checked with my insurers a couple of weeks ago to see how they valued it should it be a total loss. I was glad I did. I would of been lucky to get £10k back from the insurers.
I sent the club valuation and four recent pictures to my insurers a week ago, and today they confirmed an agreed value of £18k for the car. No increase in policy costs, no paperwork to do.
I would probably of not enquired to my insurers so glad I read this thread as now the car is insured for the correct value.
Richard.
Re: dolomite insurance valuation
Posted: Tue Sep 06, 2022 9:06 am
by triumphdolomiteuk
Although we recently sent out an email to Club members warning them about valuations, it seems worth it to remind everyone reading this; MAKE SURE YOUR CAR IS PROPERLY VALUED!
We've been offering a free valuation service for well over 20 years and without wishing to sound arrogant, we feel that no one is better placed to carry out this service - we've valued hundreds of cars over the years and even provided supporting letters in the rare event that an insurer queries the figure.
Our advice is quite simple; get the car valued by us, get a quote for an insurance policy with one of the many dedicated classic insurance companies, pass them a copy of your valuation and check that they will accept it - most will. In the unlikely event that they won't, walk away - there are other insurers available.
This is very topical at the moment because of the rise in value of our cars and we urge everyone to get their cars valued as a matter of extreme urgency if they haven't done so in the past year. We were recently contacted by one of our members who had his car stolen by joyriders and then burnt out, leaving it as an insurance write off. Although the car did have agreed value insurance, the car was last valued five years ago. The insurer did pay out, but the owner only received a fraction of the car's true value, sadly leaving him many £1000s out of pocket. You have been warned!
More details about the valuation service here;
https://forum.triumphdolomite.co.uk/vie ... =31&t=1663